Tallo vs Clover
Tallo vs Clover
An honest side-by-side for independent venues. Every Clover fact links to its source, checked October 30, 2026.
Clover · Restaurant Starter (hardware paid upfront)
$20,211 /yr
Tallo · Pro
$19,047 /yr
Difference
$1,163 less /yr on Tallo
Example: $60,000/month in in-person card sales at a $28 average check. Software + processing only. Run your own numbers.
Side by side
| Clover | Tallo | |
|---|---|---|
| Published pricing | Yes on clover.com; banks and resellers set their own termssource | Fully published, including interchange-plus |
| Software + hardware | Starter $179/mo for 36 months, or $1,799 upfront + $89.95/mosource | Free, Pro $59/mo, Plus $149/mo — on an Android tablet |
| In-person card rate | 2.3% + 10¢source | 2.29% + 10¢ (Free), 2.19% + 10¢ (Pro/Plus), or IC + 0.35% + 8¢ (Plus) |
| Typed-in / online | 3.5% + 10¢source | Shown before you take the payment |
| Bring your own processor | No — Clover devices can't be used with other processorssource | Yes, on every plan, no penalty |
| Contract | Hardware subscriptions are non-cancelable; termination fees vary by providersource | Month to month. No early termination fee |
| Tap to Pay on a phone | On iPhone, via the Clover Go app (separate pricing)source | Yes, on Android tablets and phones |
| Kitchen display | $799 hardware + $25/mo per screensource | Included on Pro. Runs on any tablet, no per-screen fee |
| QR order & pay | Included in restaurant bundlessource | On Plus |
| Online ordering | No-fee online orderingsource | Commission-free, on Plus |
| Surcharging | 3% credit surcharge and Cash Discount (default 4%) programssource | Off by default. State rules built in if you enable it |
Clover information is from its public US web pages as of October 30, 2026; your own agreement may differ. Tallo is onboarding its first venues, and some features roll out in stages. Spot something out of date? Email hello@tallopay.com and we'll fix it.
Where Clover is strong
- Low in-person rate: 2.3% + 10¢ on restaurant bundles.
- QR order and pay included in every restaurant bundle.
- Sold and supported through a large network of banks and resellers.
Why venues pick Tallo
- Keep your own processor on any plan — or use ours at a published rate.
- No hardware contract. Run on affordable Android tablets.
- Kitchen display, tips and tip-out included on Pro, with no per-screen fees.
- Month to month, with your menu and staff migrated for you in 48 hours.
Thinking about leaving Clover?
Join the waitlist and we'll walk you through switching — menu migration, staff setup and timing it around your current contract.